Pet Insurance: Is Pet Insurance Right for You?

Is Pet Insurance Right for You?

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What is Pet Insurance'

Pet insurance is a health plan for your pet to insure against large and small unexpected veterinary bills over the life of your pet.

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Potential treatments for your pet now rival human treatments both in sophistication and cost. Pet insurance is designed to alleviate much of the financial risk and insecurity that caring for your pet can bring.

Pet insurance is common in many European countries. However, it remains rare in the U.S. There are about 130 million pet cats and dogs in the United States, but only a handful of pet owners (fewer than 300,000) take advantage of these policies. Pet insurance has been around for about 20 years, but many pet owners don't know that it exists, or they think the insurance costs are too high.

Should You Get Pet Insurance'

There have been tremendous technological advances in the care that is available for our pets. Procedures such as kidney transplants and cancer treatment are becoming more commonplace. Did you know that many pets do not receive potentially life-saving treatments because the cost is too great for the owners to bear' Pet insurance, like medical insurance for humans, can help reduce that risk of caring for a pet and lessen the frequency of "financial euthanasia," the decision to put a pet to sleep because there is no money to pay for the pet's necessary medical care.

A bad candidate for pet insurance is a pet owner who wants cat or dog, but will put him or her to sleep instead of spending large amounts of money to save their pet if he or she gets sick or injured. Unfortunately, many pet owners put a dollar value on their pets' lives. When the bills start to add up, many pet owners consider euthanasia at around $250.

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If you are the type of dog owner who would devote an unlimited amount of time and money into healing your dog, then you are a good candidate for pet insurance, because it will probably save you money in a bad situation. Family pets are an important part of your life. You want to give them more than just a loving home. You want your pet to have proper nutrition, a comfortable environment, exercise, and the health care he or she needs.

Pet insurance allows you to provide your pet with the best possible care. Decisions regarding treatment are no longer complicated by financial restrictions. Treatments that may otherwise be unattainable can be provided without a second thought. Your primary concern becomes the health of your pet, not the cost of care.

About the Author

Sherry Kirchenbauer is an animal advocate and owner of Noah's Animal Figurines. www.noahsanimalfigurines.com 'Copyright 2005 Noah's Animal Figurines
This article is available for reprint, provided that the article is not modified (unless permission is given) and the by-line is included with the article.

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Recent News Articles About Pet Insurance

Dog who ate beehive wins unusual pet insurance award - Reuters

LOS ANGELES (Reuters) - A Labrador that ate a beehive containing pesticides and thousands of dead bees won an award on Monday that recognized the most unusual pet health insurance claim in the United States. Ellie, who ... ...

Pet Insurance Disclosure Mandate Advances in California - Insurance News Net

Companies offering pet insurance in California would have to disclose detailed information on policy benefits and limitations under legislation now before Gov. Arnold Schwarzenegger. Insurers would be required to post ... ...

Calif. bill to reform pet insurance advances - Fresno Bee

Man's best friends could enjoy greater health care protections under a bill approved Tuesday by the California Assembly. Companies that insure veterinary care for cats, dogs and other animal companions would ... ...

Law would require more details about pet insurance - KABC

SACRAMENTO, CA (KGO) -- A bill now on the governor's desk would require pet insurance companies to detail the benefits and limitations of their coverage. Assm. Dave Jones, D-Sacramento, says he authored the bill ... ...

Pet store one of only two buildings left - Salisbury Post

The Lores owned Pet Place at the flea market and rented an 1,800-square-foot ... and most did not have insurance. Investigators said the vendors could come back today to see what â€” if anything â€” they can salvage. ...

Most Unusual Pet Insurance Claim Award - The Epoch Times

PET INSURANCE: The most unusual pet insurance claim was handed out to a Labrador that ate a beehive. Unlike the beehive pictured above, the Lab ate one filled with dead bees and pesticides. (Leon Neal/AFP/Getty ... ...

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Consider pet insurance - it usually can save you money in the long run. More tips and information can be found at the link provided above. ...

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After reading the July 17 Pet Tales column about Allegheny County Deputy Sheriff Maria Watts and Bobby ... life insurance and dog food. Josek really is the "people's" dog. Major contributors to his care include Apple ... ...

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