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Is Pet Insurance Right for You?

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What is Pet Insurance'

Pet insurance is a health plan for your pet to insure against large and small unexpected veterinary bills over the life of your pet.

Pet Owner Are The Majority Population In The U.S.
According to recent statistics, an astounding 65% of all U.S. household have at least one pet,\"read more\"
Potential treatments for your pet now rival human treatments both in sophistication and cost. Pet insurance is designed to alleviate much of the financial risk and insecurity that caring for your pet can bring.

Pet insurance is common in many European countries. However, it remains rare in the U.S. There are about 130 million pet cats and dogs in the United States, but only a handful of pet owners (fewer than 300,000) take advantage of these policies. Pet insurance has been around for about 20 years, but many pet owners don't know that it exists, or they think the insurance costs are too high.

Should You Get Pet Insurance'

There have been tremendous technological advances in the care that is available for our pets. Procedures such as kidney transplants and cancer treatment are becoming more commonplace. Did you know that many pets do not receive potentially life-saving treatments because the cost is too great for the owners to bear' Pet insurance, like medical insurance for humans, can help reduce that risk of caring for a pet and lessen the frequency of "financial euthanasia," the decision to put a pet to sleep because there is no money to pay for the pet's necessary medical care.

A bad candidate for pet insurance is a pet owner who wants cat or dog, but will put him or her to sleep instead of spending large amounts of money to save their pet if he or she gets sick or injured. Unfortunately, many pet owners put a dollar value on their pets' lives. When the bills start to add up, many pet owners consider euthanasia at around $250.

Puppy Housebreaking 101
Many people are hesitant to get a new puppy out of fear of the housebreaking process. While the puppy housebreaking\"read more\"
If you are the type of dog owner who would devote an unlimited amount of time and money into healing your dog, then you are a good candidate for pet insurance, because it will probably save you money in a bad situation. Family pets are an important part of your life. You want to give them more than just a loving home. You want your pet to have proper nutrition, a comfortable environment, exercise, and the health care he or she needs.

Pet insurance allows you to provide your pet with the best possible care. Decisions regarding treatment are no longer complicated by financial restrictions. Treatments that may otherwise be unattainable can be provided without a second thought. Your primary concern becomes the health of your pet, not the cost of care.

About the Author

Sherry Kirchenbauer is an animal advocate and owner of Noah's Animal Figurines. www.noahsanimalfigurines.com 'Copyright 2005 Noah's Animal Figurines
This article is available for reprint, provided that the article is not modified (unless permission is given) and the by-line is included with the article.

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Recent News Articles About Pet Insurance

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Parents insure their pets before their children

In contrast 5.9m people have insured their pets. The survey – by insurers Ageas – found that while parents were most likely to have life insurance, a critical illness plan or income protect policy in place, six out of 10 parents with children under the ... ...

Sealed With a Kiss: Petplan Pet Insurance Finds Puppy (and Kitty!) Love Is in the Air This Valentine’s Day

Valentine’s Day is a time to cuddle and canoodle with that special someone – whether they’re spouses, significant others or four-pawed best friends! According to an online survey conducted by No. 1-rated Petplan pet insurance of more than 6,000 ... ...

50,000 pet owners face crippling vet bills after their insurance is axed

Thousands of pet owners are preparing to pay huge veterinary bills – or face the heartbreaking prospect of having their beloved animals put down – after their insurance policies were axed. More than 50,000 policyholders with state-owned Lloyds TSB and ... ...

Petplan Pet Insurance Reveals Top 10 Pet Health Conditions of 2011

Vomiting and diarrhea, allergies, ear infections; pet parents may think that such commonplace conditions occur fairly frequently for our furry friends. And according to data from No. 1-rated Petplan pet insurance, they’d be right. Those conditions, and ... ...

24/7 VETS: What to expect when you're expecting - a pet

Various pet insurance companies offer plans that will pay for some or all of the treatment for illnesses or injuries. Having a pet as part of the family can be a rewarding experience, but it involves a major commitment. Doing some homework first will help ... ...

Brits still prefer pets to loved ones

The research from Ageas found that less than one in ten (9%) people have bought critical illness (CI) protection, while 12% have pet insurance. One fifth of parents said they would have to rely on savings if they needed money for medical treatment or to ... ...

Pet Passports Easier and Cheaper

... are expected to encourage more families to travel with their pets and should make more spontaneous holidays possible. Cats and dogs can be covered with travel insurance for pets. While owners welcomed the change, posting their approval in ... ...

 


 

 


                

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